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By Vitaliy N. Katsenelson CFA
| REALLY! |
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READ: https://contrarianedge.com/the-housing-market-is-worse-than-you-think/
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Filed under: "Ask-an-Advisor", Alternative Investments, Experts Invited, LifeStyle, Op-Editorials | Tagged: housing, housing market, HOUSING MARKET: Worse Than You Think?, mortgages, Vitaliy Katsenelson CFA, Vitaliy N. Katsenelson CFA | Leave a comment »
By Staff Reporters
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Though widespread federal student loan relief remains on hold, you may have received student loan forgiveness through the Public Service Loan Forgiveness program or another similar endeavor. if you had any balances forgiven in 2022, you won’t owe federal taxes on the canceled amount. That’s because of a provision tucked into the 2021 American Rescue Plan, preventing forgiven post-secondary education loans from federal taxation through 2025.
However, there are a handful of states where forgiven loan balances may be taxed. Indiana, Minnesota, Mississippi and North Carolina have confirmed they will tax any student loan debt relief on your 2022 taxes. A few other states may as well, though the details are still being hammered out.
And, if you live in one of the states taxing forgiven student loans, you may be on the hook for county taxes on your debt relief, as well.
CITE: https://www.r2library.com/Resource/Title/082610254
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Filed under: "Ask-an-Advisor", Accounting, Funding Basics, Taxation | Tagged: debt, state taxes, student debt, student loans, STUDENT LOANS and State Taxes | Leave a comment »
According to Greene, Reid and Larson, clinicians and health systems are facing widespread challenges, including changes in care delivery, escalating health care costs, and the need to keep up with rapid scientific discovery.
Re-organizing U.S. health care and changing its practices to render better, more affordable care requires transformation in how health systems generate and apply knowledge. The “rapid-learning health system” is posited as a conceptual strategy to spur such transformation – leverages and recent developments in health information technology and a growing health data infrastructure to access and apply evidence in real time, while simultaneously drawing knowledge from real-world care-delivery processes to promote innovation and health system change on the basis of rigorous research.
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[A Rapid Learning Health System]
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The Essay
This article describes an evolving learning health system at Group Health Cooperative, the 6 phases characterizing its approach, and examples of organization-wide applications.
Link: http://www.ncbi.nlm.nih.gov/pubmed/22868839
It is a practical model that promotes bidirectional discovery and an open mind at the system level, resulting in willingness to make changes on the basis of evidence that is both scientifically sound and practice-based.
Assessment
Rapid learning must be valued as a health system property to realize its full potential for knowledge generation and application.
Citation
Implementing the learning health system: from concept to action. Greene SM1, Reid RJ, Larson EB. Author information: Group Health Cooperative, 320 Westlake Avenue North, GHQ E2N, Seattle, WA 98109, USA. greene.sm@ghc.org
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More: http://onlinelibrary.wiley.com/doi/10.1002/hast.134/abstract
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Filed under: Career Development, Experts Invited, Glossary Terms, iMBA, Information Technology | Tagged: . Greene SM1, Group Health Cooperative, Larson EB, rapid-learning health system, Reid RJ | 3 Comments »
By Staff Reporters
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The cost of gasoline is falling so fast that it is beginning to put real money back in the pockets of drivers, defying earlier projections and offering an unexpected gift for the holidays.Filling up is now as cheap as it was in February, just before Russia’s invasion of Ukraine touched off a global energy crisis. AAA reported the average nationwide price of a gallon of regular Wednesday was $3.50, and gas price tracking company GasBuddy projected it could drop below $3 by Christmas. And all of that relief probably helped drive robust shopping over Thanksgiving weekend.
CITE: https://www.r2library.com/Resource/Title/082610254
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U.S. stocks ended mixed in a choppy trading session. The market struggled to continue yesterday’s surge, which came as Fed Chairman Jerome Powell provided some less hawkish commentary. The Fed Chief suggested that the Central Bank could slow the pace of its aggressive rate hiking campaign as early as this month.
The economic front provided some reports that shaped market action, as personal income and spending rose solidly and inflation cooled off but remained elevated, while jobless claims moderated more than expected. However, the ISM Manufacturing Index fell into contraction territory for the first time since May 2020, and construction spending declined more than expected. Earnings reports continued to pour in, as Kroger topped expectations, while Costco Wholesale’s November sales growth came in below predictions, and Dollar General missed earnings estimates while also providing some disappointing guidance.
Additionally, Dow member Salesforce’s billings performance missed, and the company announced that its co-CEO will step down.
Treasury yields and the U.S. dollar extended yesterday’s drops, while crude oil and gold prices rallied.
Asian stocks gained ground and European stocks ended mostly higher, as the global markets appeared to get some relief from the Fed Chair’s commentary but economic data was lackluster.
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Filed under: Alerts Sign-Up, Alternative Investments, Financial Planning, Glossary Terms, Investing, LifeStyle | Tagged: economic reports, gas, gasoline, gasoline prices, mixed stocks, stocks | Leave a comment »
By Staff Reporters
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Paying paying doctors and medical providers for their services may seem simple on the surface, but it’s actually extremely complex. Enter two of the most commonly heard phrases in healthcare: “fee-for-service” and “value-based care,” two models insurers use to decide how much to pay providers. According to Healthcare Brew:
One type of value-based payment is called a bundled payment, Clawson said. Say you have a heart condition and need to get a stent put in. There are usually several providers involved in that process, e.g., a primary care doctor, cardiac surgeon, and anesthesiologist. An insurer gives the health system a set amount of money to cover everyone involved in the procedure, and the health system decides how to divvy it up.
Another type of value-based payment is called capitation, and there’s multiple types of capitation payments. It’s sort of like a bundled payment, but instead of insurers paying a set amount per procedure, they’re paying a set amount to cover an entire population of patients with a specific disease, like diabetes.
CITE: https://www.r2library.com/Resource/Title/082610254
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Filed under: "Doctors Only", Accounting, Career Development, Funding Basics, Glossary Terms, Health Economics, Managed Care | Tagged: Financial Compensation, physician payments, PHYSICIAN PAYMENTS: The Financial Compensation Battle Continues | Leave a comment »
By Staff Reporters
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| MARKETS |
 Nasdaq$11,468.00+4.41% |
| S&P$4,080.11+3.09% |
| Dow$34,589.77+2.18% |
 10-Year3.606%-14.2 bps |
| Bitcoin$17,089.73+3.73% |
| Biogen$305.17+4.72% |
| *Stock data as of market close, cryptocurrency data as of 3:00am ET. |
U.S. equities reversed course and finished with solid gains in the wake of remarks from Fed Chairman Jerome Powell at a gathering at the Brookings Institution in Washington. The Chairman reiterated the Fed’s plan to “stay the course” with its rate-hike campaign, but noted that smaller increases were likely ahead, as soon as next month’s meeting. Powell’s comments came just before the Fed’s release of its Beige Book report on business activity across the nation that showed a slight moderation. Preceding Friday’s key nonfarm payroll report, ADP’s private sector payroll data came in below estimates, and job openings remained robust.
In other economic news, mortgage applications snapped a two-week winning streak, Q3 GDP growth was revised higher, Chicago manufacturing unexpectedly fell further into contraction territory, and pending home sales continued to fall but at a slower pace. Moreover, the advance goods trade deficit widened surprisingly, and wholesale inventories rose more than projected. Treasury yields turned lower following Powell’s comments, and the U.S. dollar tumbled, while crude oil prices rose and gold was solidly higher. Earnings season has headed toward the finish line, with CrowdStrike Holdings topping profit and revenue estimates but missing its annual recurring revenue growth forecast, though Workday topped earnings expectations, raised its guidance, and announced a $500 million share buyback plan.
Asia finished mostly higher and stocks in Europe gained ground, with the markets digesting mixed economic data, while optimism remains that China may be set to ease some COVID-related restrictions.
CITE: https://www.r2library.com/Resource/Title/082610254
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This quarter’s pharmaceutical earnings were overall better than expected. Especially Merck, thanks to its Keytruda sales. The cancer drug brought in $5.4 billion last quarter, accounting for a whopping 36% of the company’s revenue for that period. But, Keytruda’s patent is expiring in 2028, and everyone is waiting to see what Merck pulls out of its hat to replace it.
Apartment rents across the US dropped in November by the most in at least five years, a sign that a key cost tracked by the Federal Reserve could be easing up. A national index of rents fell by 1%, the third straight month-over-month decline and the steepest drop in data going back to 2017, Apartment List said in a blog post recently.
As of the week ending Nov. 19th, Americans aged 65 and older make up 92% of all deaths from the virus, according to data from the Centers for Disease Control and Prevention.MORE: Latest COVID vaccine will help people ‘move on’ from the pandemic, White House’s Jha says It’s the first time senior citizens have made up more than nine out of 10 deaths since the pandemic began and a drastic increase from the roughly 58% of deaths they made up in summer 2021, an ABC News analysis showed.
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Filed under: Alerts Sign-Up, Drugs and Pharma, Funding Basics, iMBA, Inc., Investing, LifeStyle | Tagged: catapulting markets, markets, Merck, rents, stock markets | Leave a comment »
By Heath Capital Consultants, LLC
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The launch of Amazon Clinic comes less than two months after the announcement that Amazon Care would be shut down. Amazon Clinic, the retail giant’s virtual and in-person medical care service, was rolled out in 2019 as a pilot employee benefit for their own employees and quickly expanded to servicing non-Amazon employers across the U.S. (including large companies such as Hilton, TrueBlue, and Silicon Labs) by 2021.
CITE: https://www.r2library.com/Resource/Title/082610254
The service combined virtual and in-person care, offering home health services, telehealth appointments, and prescription delivery. (Read more…)
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RELATED: https://medicalexecutivepost.com/2022/09/06/more-about-the-end-of-amazon-care/
MORE: https://medicalexecutivepost.com/2022/09/05/amazons-new-move-in-health-care/
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Filed under: "Doctors Only", Ethics, Experts Invited, Glossary Terms, Health Economics, Health Insurance, Healthcare Finance, Information Technology, Managed Care | Tagged: Amazon, Amazon Care, Amazon Healthcare, Amazon Healthcare II, Health Capital Consultants LLC | Leave a comment »
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