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    As a former Dean and appointed University Professor and Endowed Department Chair, Dr. David Edward Marcinko MBA was a NYSE broker and investment banker for a decade who was respected for his unique perspectives, balanced contrarian thinking and measured judgment to influence key decision makers in strategic education, health economics, finance, investing and public policy management.

    Dr. Marcinko is originally from Loyola University MD, Temple University in Philadelphia and the Milton S. Hershey Medical Center in PA; as well as Oglethorpe University and Emory University in Georgia, the Atlanta Hospital & Medical Center; Kellogg-Keller Graduate School of Business and Management in Chicago, and the Aachen City University Hospital, Koln-Germany. He became one of the most innovative global thought leaders in medical business entrepreneurship today by leveraging and adding value with strategies to grow revenues and EBITDA while reducing non-essential expenditures and improving dated operational in-efficiencies.

    Professor David Marcinko was a board certified surgical fellow, hospital medical staff President, public and population health advocate, and Chief Executive & Education Officer with more than 425 published papers; 5,150 op-ed pieces and over 135+ domestic / international presentations to his credit; including the top ten [10] biggest drug, DME and pharmaceutical companies and financial services firms in the nation. He is also a best-selling Amazon author with 30 published academic text books in four languages [National Institute of Health, Library of Congress and Library of Medicine].

    Dr. David E. Marcinko is past Editor-in-Chief of the prestigious “Journal of Health Care Finance”, and a former Certified Financial Planner® who was named “Health Economist of the Year” in 2010. He is a Federal and State court approved expert witness featured in hundreds of peer reviewed medical, business, economics trade journals and publications [AMA, ADA, APMA, AAOS, Physicians Practice, Investment Advisor, Physician’s Money Digest and MD News] etc.

    Later, Dr. Marcinko was a vital and recruited BOD  member of several innovative companies like Physicians Nexus, First Global Financial Advisors and the Physician Services Group Inc; as well as mentor and coach for Deloitte-Touche and other start-up firms in Silicon Valley, CA.

    As a state licensed life, P&C and health insurance agent; and dual SEC registered investment advisor and representative, Marcinko was Founding Dean of the fiduciary and niche focused CERTIFIED MEDICAL PLANNER® chartered professional designation education program; as well as Chief Editor of the three print format HEALTH DICTIONARY SERIES® and online Wiki Project.

    Dr. David E. Marcinko’s professional memberships included: ASHE, AHIMA, ACHE, ACME, ACPE, MGMA, FMMA, FPA and HIMSS. He was a MSFT Beta tester, Google Scholar, “H” Index favorite and one of LinkedIn’s “Top Cited Voices”.

    Marcinko is “ex-officio” and R&D Scholar-on-Sabbatical for iMBA, Inc. who was recently appointed to the MedBlob® [military encrypted medical data warehouse and health information exchange] Advisory Board.

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Five Ways to Protect Your Vehicle’s Exterior from Dings, Scrapes and Grime

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But, Don’t be Obsessive

By Dr. David Edward Marcinko MBA with Nalley Collision Center, GA.

DEM with JAGSome automobile owners, like me and other medical professionals, take pride in their cars. Regardless of whether you bought a new car from the showroom or bought your car used, you want to keep your vehicle looking like new for a long time.

Unfortunately, modern life is the enemy of a great-looking car. Tar and stones from roadways can wreak havoc on beautiful finishes. Other drivers can carelessly dent your car in hospital or mall parking lots, and refuse to accept responsibility for the damage. Debris flying out of trucks, birds, and other problems add to the long list of threats to your car.

The Steps

Rather than accepting dings, scrapes and grime on your car as a fact of life, follow these five steps to keep the exterior of your car looking fabulous.

1. Get Covered

Rain, snow, and sunshine can all adversely affect the exterior of your car. You can do little about the weather while driving your car, but when you get home, you can cover your car to protect its beautiful finish. Although garages offer the best protection against outside forces for your car, you might find out that you can get similar results by using a car port or a portable garage. A portable garage is a flexible cover that you can put over your vehicle to protect its exterior while not in use.

2. Paint Protection Film 

Special products exist that help protect the finish of your car at all times, even while you drive. Paint protection film creates a layer of protection between the exterior surfaces of your car and the environment, so your car can withstand an array of road hazards. This type of product eliminates expensive trips to your dealer’s body shop for touchup work and preserves the resale value of your car.

3. Wash Your Car

Although a carwash can put the exterior of your car in jeopardy, it can help prevent harmful grime build up. If you care a lot for your car, you will give it a loving hand-wash, detail and wax periodically to keep its finish looking great. While you wash, you can look for new scrapes and dents that either you or your dealer can quickly repair before they become ugly and embarrassing.

4. Cautious Parking

Parking lots pose some of the most severe threats to auto exteriors. It is my pet peeve. Regardless of how carefully you park, someone else will come along and park too close to your car, giving your car a free dent. Although often minor, parking-lot damage can cost a lot to repair. Motorists these days live with the fear that a claim will cause their insurance premiums to rise, so they might not take responsibility for denting or scraping your car.

It’s time to take parking into your own hands. You can try taking up two spots when you park, making it impossible for other car doors to reach your vehicle. Also, you can park far away from other cars where most people will never park. The long walk will give you valuable health benefits, and the remote parking spot can help prevent damage to your car.

5. Common Sense

Your best defense against scrapes, dents, and grime might reside under your own hat. Common sense should tell you to avoid roads while they undergo paving line-painting work. Avoid attempting to enter narrow alleys and resist the temptation to drive up to your mailbox when you get home at the end of the day. Never drive your car near trees and bushes. Always avoid dirt or gravel roads. Also, keep your garage and carport clear of tools and other objects that can easily fall and damage your car.

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Classic XJ-V8-WB Jaguar

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DE's Jaguar Touring Sedan

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Jaguar front seat

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My Jaguar's engine after a steam

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National Collector Car Appreciation Day

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Doctors … and their Cars

By Dr. David Edward Marcinko MBA

[Publisher-in-Chief]

Friday July 13th, marks the eighth year in a row the Specialty Equipment Market Association (SEMA) has secured federal acknowledgement of “National Collector Car Appreciation Day (NCCAD),” an annual opportunity to recognize and generate awareness for the collector car hobby.

American Collectors Insurance has partnered with Rides.com to commemorate the occasion at its Cherry Hill, NJ headquarters with a night of cool rides and hot rods.

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Dr. Marcinko 1972 Vette

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DEM in his 1990 Miata

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3K33If3L35L75I45F2d5pcefa680cfd0b1c86

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Assessment

For details on the celebration at the American Collectors Insurance headquarters in Cherry Hill, NJ visit http://www.AmericanCollectors.com/NCCAD/ 

To learn more about National Collector Car Appreciation Day events across the country, visit: www.semaSAN.com/CCAD

MORE: https://www.worldnationaldays.com/collector-car-appreciation-day-2018/

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The True Cost of Car Ownership

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HINT … It’s More Than You Think!

[By insurancequotes.org]

[By Dr. David Edward Marcinko MBA]

Dr David E Marcinko MBA

Anyone looking to buy a car should be well aware that the cost of a car doesn’t end at the purchase price.

You must consider additional concerns such as: depreciation, fuel costs, insurance, maintenance and repair, and sales tax.

This is especially important for doctors and new medical practitioners who may have many other financial responsibilities.

***

Dave's Jaguar Sedan

Jaguar Sedan

Classic Jaguar

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True Costs

To help potential buyers with their purchases, we’ve put together an infographic that outlines the real cost of ownership for various types of cars. So, buyers beware!

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Cost-Car-Ownership-800-550x2206

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How to Protect Your Vehicle During Long-Term Storage

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Hibernation and Your Luxury Car

silver balls on snow with snowfall - blue heaven

[By Dr. David Edward Marcinko MBA]

[By Nalley-Lexus Roswell, GA]

An ME-P Special Winter Report

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DEM at Univ of Pittsburgh

***

I was speaking at a seminar in Pittsburgh PA recently, and I realized how cold it gets there. Moreover, I just learned of an impeding Christmas Eve storm this year.

Hence this ME-P.

***

Many car drivers use their vehicle every day, but from time to time – and during the winter – it’s necessary to consider long-term storage. Some physicians however, don’t use their car over the winter months, or need to leave the country for a while on vacation, and this means that it’s time to store away that luxury automobile.

The Storage Steps:

So, if you need to put your car into long-term storage, use the following tips to make sure that your vehicle remains in excellent working order.

Find a good place to store the car

You probably won’t want to leave your car exposed to the elements if you’re not going to use it. Find a sheltered place to keep the car like a garage, shed, or outhouse that can protect the vehicle from the rain. Search local ads for reasonably priced accommodation if you don’t have your own garage. If there’s nothing available, invest in a high-quality weatherproof car cover which will at least protect your car from the weather.

Thoroughly clean the car

Dirt and debris on your car may cause damage, so give the car a thorough clean before storing it. Remove bird droppings or tree sap, which can both damage paint work, and get rid of mud or oil from the wheels and fenders. Apply a good quality wax or sealant to the exterior, as this will protect the paint from any dirt or dust that accumulates in storage.

Fill up your gas tank

Some doctors and other drivers make the mistake of emptying the gas tank when they put their cars into storage.

Follow your car dealer recommendations but use premium if you can. Topping off your gas tank stops moisture from accumulating inside the tank, and will also make sure the seals don’t dry out. Gas is cheap currently, so do not forget this step.

And, consider adding a fuel stabilizer, which may protect the engine from rust and ensure the fuel doesn’t deteriorate [debatable issue].

Charge the battery

Even though you aren’t going to drive the car for a while, it’s a good idea to make sure the battery charge doesn’t run out. If you can’t get somebody to come and visit the car, charge and disconnect the battery completely.

Otherwise, you can buy a battery tender [not trickle charger] that plugs into the electricity supply and continuously gently charges the battery. I have one for my vintage 2000 Jaguar XJ-V8-XL and they are great.

Inflate your tires

It’s always a good idea to inflate your tires to the manufacturer’s recommended pressure. While the car is stationary, the weight of the vehicle pressing on the tires can cause damage, particularly in cold temperatures.

Another solution to consider is removing all four wheels and jacking the car up on all four corners. This is hard work, but it’s worth it for cars that will be stored for a month or more.

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My Jaguar XJ-V8

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My Jaguar***

JaguarBoot

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Protect the car from pests

Cars give rats and mice lots of places to hide and keep warm and these creatures can cause damage if they gnaw at wires. Plug obvious places (like the exhaust pipe) where rodents could get in, and consider laying traps or poison. Make sure you close all the car windows tightly and remove any food or trash from the car that may attract pests.

Don’t cancel your insurance

Your car is a valuable asset. Even though it’s not on the road, it could still suffer damage in storage. If you cancel your insurance, you may have to pay more when you decide to start driving it again. Talk to your insurance company about the options available to you.

More:

Assessment

It’s important to prepare your car properly for long-term storage. Your vehicle is probably worth a lot of money, so protect your investment and make sure your car is just the way you left it when you come back.

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***

Today is “Name Your Car” Day

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Anthropomorphizing Your Vehicle?

[By Dr. David Edward Marcinko MBA CMP™]

DEM blue tieUnfortunately, many people do not think about naming their cars. Name Your Car Day has been set aside especially for those of you who may have forgotten this little ritual.

It’s very common for people to name their boats so why is it that some people forget to name their car?

Let’s face it, our cars do a lot for us and many of us would be lost without them so why not take the time to think of a good name for your daily companion. If it weren’t for him/her how would you get to work? How would you go shopping? How would you take the kids to soccer practice? How would you get to the office, clinic or hospital?

Back in the Day

When I was a kid, we were poor and had seven vehicles, or “beaters”, parked on the public inner-city side streets.  Our hope was that on any given day – two would start-up and be drivable.  There were six of us in the family, although only two had valid driver licenses for our little car pool

Obviously, we never named any of em’.

Today, my wife, daughter and I have four very serviceable cars; three are daily drivers, and one, our Jaguar 2000  sedan [XJ-V8-L], is special – used occasionally or only on the weekends. All have names; a tradition started by my daughter when she was a kid. There is Snow Rachel,  Mr. Ed, Blackie and Ellie [short for elegant]

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Waxed Jaguar

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Ellie

[My “ELLIE” –  Just waxed for NYCD]

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At the Ready

Yes, we are blessed today. All four automobiles are always there for us whenever we need them; unlike when I was a kid. Who could ask for more dependability than that?

So, on “Name Your Car Day”, take the time to choose a name that your car, and you, will be proud to call your own.

Link: http://www.holidayinsights.com/moreholidays/October/nameyourcarday.htm

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Summer Tips for Physicians to Maintain their Vehicle

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Keeping your luxury vehicle running smoothly with these Hot-Weather “tips and pearls”

[By Dr. David Edward Marcinko MBA CMP™]

[By Nalley Collision Center]

Dr. Marcinko

You and your car survived the harsh winter. Thanks to your preparation and careful driving, you stayed on the road and emerged from the thaw without incident. But, before breathing that sigh of relief and going on your way, make sure you know how to maintain your vehicle in the warmer temperatures with these tips and pearls.

Why? Warm weather can stress cars as much as the cold, so take steps now to prepare you and your car for the spring and summer by following these important tips.

Check the Climate Control System

Many doctors forget about their air conditioner while relying on the heater during the winter months. During that time, air conditioners can leak refrigerant and experience other mechanical failures without notice. Before getting caught without relief in the heat, take your car to your dealer for an AC checkup.

Inspect Windshield Wipers

During the winter, windshield wipers can stick to the windshield and tear before breaking free. Don’t let damaged wipers catch you off guard when the spring rains hit. Inspect your wipers and replace them if they look damaged or worn. If you need help with this, stop by your dealer for assessment, parts, and installation.

***

Jag

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Inspect Tires

Your tires were fine before winter. Several months and possibly thousands of miles later, your tires may not be in such good shape now. Cold temperatures make the air inside tires shrink; that’s why you inflated your tires for winter driving. As the air warms, however, the air expands, often causing overinflated tires that can wear unevenly and prematurely. Check the tires on your car for proper air pressure and adjust them if necessary.

According to the National Highway Traffic Safety Administration, more than 3,000 deaths and 116,000 injuries between 2005 and 2009 resulted from tire-related problems. Don’t become part of those statistics.

Replace Air Filter

During the winter weather, salt and sand that are used to keep roads safe affect your car’s air filter. So, check it yourself or ask your dealer to check your air filter for signs of problems. By restoring free airflow into your engine, you can boost the fuel efficiency of your car by one-tenth or more. You will also improve acceleration, so take it easy on the gas.

Time for a Carwash

The melting snow, salt, and sand on winter roads covers your car and its undercarriage with a corrosive mixture, setting the stage for rust and marred paint. With winter weather past, take your car to the car wash for a thorough cleaning to prevent lasting damage from the winter. Better yet; wash it yourself. With some intentional care, you can keep your car looking great for a long time to come.

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Jag console

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General Inspection

The break between winter and summer is a great time to give your car a good once-over. Verify your registration and inspection stickers are up-to-date and that your insurance cards and all your paperwork are in order.

Also, check fluid levels for the oil, transmission, brakes, power steering, and windshield wash. If your car is due for scheduled maintenance, take it to your dealer now to have it done. Routine maintenance and prompt repairs will help your car beat the challenges of the heat.

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A Word on Automobile Cabin Air Filter Maintenance

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Not Just for Physician-Allergists

[By Dr. David Edward Marcinko MBA CMP™]

DEM 2013Cabin air filtration is easily the most forgotten automobile maintenance item in passenger or luxury cars.

Since their introduction in roughly the early 1990s, more and more cars are equipped with cabin air filters – from a sub-compact to a full-sized luxury car, nearly all cars available in North America now come equipped with them and thus there’s a pretty good chance your car is equipped with one, and a fair to middling chance that it needs replacement.

Now is the time to Inspect

So now, following pollen, grass and hay-fever, season, is a great time to learn more about your cabin air filter. Cabin air filters tend to be buried deep within the dashboard of your vehicle, where the heating, air conditioning and ventilation system are located. They are usually about the size of a standard sized sheet of computer paper, and can vary in terms of material, most common being a cellulose mesh.

The cabin air filter is responsible for removing particulate from the air, which can include a whole litany of things you don’t want to be breathing; diesel exhaust, rubber particles, pollen, dust and general air pollution among other things.

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00t0t_3LK6BwGPBcB_600x450

***

Since the air entering the car through the heating and air conditioning system has to pass through the cabin air filter, the filter can get clogged quite quickly depending on environmental conditions, and a clogged cabin air filter drastically reduces the overall effectiveness of your HVAC system as it struggles to get air flow that a clean cabin air filter would provide.

Other excellent reasons to change your cabin air filter, besides better circulation, include fresher smelling air and fewer allergens entering the cabin. Many cabin air filters accumulate leaves and other debris that your car winds up ingesting which can lead to musty or stale odors. Ultimately, switching out your cabin air filter is a small expense that keeps you from inadvertently sneezing months later.

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DEM's Jaguar

***

As your cabin air filter is “out of sight, out of mind”, it’s definitely a good idea to get in the habit of having it inspected and replaced regularly. What are the right intervals for you? It all depends where (and how much) you drive. It’s a small and affordable maintenance item that will ensure you have many miles of driving comfort ahead.

More:

Assessment

I replace the cabin filter in my classic 2000 Jaguar XJ-V8-L touring sedan each Spring. What about you?

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filter

[Cabin Filter]

***

Conclusion

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How to Safely Clean an Auto Engine Bay

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Thoughtfully … with Some Care!

[By Dr. David Edward Marcinko MBA]

Dr David E Marcinko MBA

I’ve been washing the engine bay of my Jaguar XJ-V8-L for the past several years. How did I get started? Isn’t this really bad for my car? Why did / do I bother?

History

I worked with a neighbor who was seriously obsessed with keeping his 1986 Thunderbird clean – way more so than I ever was; or currently am. He popped the hood one day and I marveled at the near showroom appearance of the ~ 28 year old engine bay. I asked the same questions many of you have about getting the various components and systems wet.

The owner of the car was quite talented with most things automotive, especially the electrical systems as he was a professional car audio install technician with a high end audio shop. The sound system in that car was phenomenal even by today’s standards. He was quite confident that the water would not cause problems. That engine bay got a rinse with nearly every car wash and a regular washing. I was still skeptical. I carefully tried it myself starting out away from wiring and the alternator gradually becoming more confident until the entire engine bay was squeaky clean. It looked great then and still does.

I’ve never had a problem with getting any electrical items wet – even a distributor. A modern engine bay is engineered to get somewhat wet during normal use. Assuming your engine bay is in reasonably good shape, with no defects in the electrical, crankcase ventilation and intake systems you will most likely have no problems as well. This works best and is easiest when a car is new as dirt and oxidation never have a chance to start. Even an older engine – dare I say a Jaguar – bay can be transformed with a little extra work.

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Jag DEM (2)

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Jag DEM (1)

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This ME-P is being provided as a guide only – I cannot guarantee you will not experience difficulties. Wash your engine bay at your own risk.

This is what works very well for me …

Start with a cold engine. A warm or hot engine will cause any detergent you spray on to quickly evaporate. Letting it sit and soak is what gets things clean. I cover electrical components, and have put a plastic bag over open exposed conical air filters.

Obviously, do not spray liquid directly into the air intake. Use a garden hose with a variable nozzle to go from a fine spray to a concentrated stream depending on what you are hosing down. A pistol grip style of nozzle is the easiest and fastest to use. A high pressure car wash hose is asking for trouble. Common sense is called for here.

I wash the underside of the hood first. I removed the fiber insulation the day I got my Jaguar home as I have with all of my previous cars. I personally believe the insulation is largely for sound suppression. It becomes a dirt magnet if left on and seems logical to assume it also promotes heat soak. I have not observed any engine heat related effects on the exterior hood paint with/out it.

But, the Jag is not my daily-driver. Hose down the hood, fenders, windshield and engine hosing off loose debris. Spray liberal amounts of full strength Simple Green all over, especially in the inaccessible areas. You would probably see good results with diluted Simple Green as well. Hose off any overspray from the fenders as Simple Green is too harsh for polished waxed surfaces. Let soak for ~5 minutes or so.

***

bay

***

While I wait – I have a few odd brushes I use to scrub around where I can. Thoroughly hose off all areas (with common sense) until all traces of the detergent are gone. Some areas can take higher pressure, like the intercooler and around the firewall. Once the car / engine wash has been completed I take the car on a drive to heat and dry the engine bay out. I repeat this maybe twice a year – that’s all it takes to keep everything looking showroom clean. The Jaguar under engine cover does a great job in keeping dirt out of the engine bay. 

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Conclusion

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How to Stop Winter Road Salt Vehicle Damage

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Act quickly to prevent rust and undercarriage damage

[By Dr. David Edward Marcinko MBA and Nalley Lexus, Roswell GA]

DEM blue tieEach year, physicians and all drivers face the same challenge in the aftermath of wintry weather: potential rusting and other vehicle damage due to the buildup of road salt, ice, and grime. And, this winter was particularly severe; even here in Georgia.

Salt Rage

Road salt serves an important function by actively melting snow and ice that may have formed on the surface of the highway in addition to preventing snow and ice from settling in the first place, improving traction for road users and helping to keep the traffic flowing more safely. The main disadvantage of road salt is that, if left unchecked, it can potentially cause damage to your car.

When road salt builds up on your vehicle, don’t wait to get your vehicle thoroughly cleaned as soon as possible, or use a professional cleaning and detailing service.

Prevention is key to avoid long-term damage

Many experts recommend applying a coat of protective wax, followed by a coat of wax sealant, before road salt buildup, since it is far more difficult to prevent damage to the car after the fact. These products help protect the paintwork from the corrosive effects of road salt.

But it’s not just the paintwork that requires protection. Your brake and fuel lines are very susceptible to damage from corrosion. Therefore, road salt cannot only have damaging aesthetic implications—it can have a significant impact on your vehicle’s safety as well.

Get salty deposits removed quickly

When you have been driving on salted roads, it is important to remove salt deposits as soon as possible. A simple car wash may not always be the most effective option. With professional detailing services though, you can count on getting a thorough cleaning which will help protect your vehicle against possible damage. Additional services like steam cleaning and undercarriage cleaning offer even more peace of mind.

Professional detailing services may be more affordable than you think, especially when you consider the long-term damage that can result if road salt is left unchecked. After the cleaning, we recommend getting your vehicle re-waxed and sealed to protect your vehicle against any future wintry conditions during the season.

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Jag

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Jag interior

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JaguarBoot

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Assessment

Take a look at my 2000 Jaguar XJ-V8-L touring sedan above; pristine!

Conclusion

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The 2000 Jaguar Touring Sedan [One of the finest luxury cars ever built – yesterday]

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About the JAGUAR XJ-V8-L [circa 2000]

By Dr. David Ewdard Marcinko MBA CMP™

Dr. David E. Marcinko MBAProof is in the long haul, of course [more than a decade for me], but it appears as if Jaguar finally threw off the curse of unreliability. Credit typically goes to many sources, but leading the pack has to be Jaguar’s prior owner, Ford, which has brought its mighty engineering and quality suppliers into the Jaguar picture. Tata Motors, today.

Based on my experience, the XJ8L represents the highest point in Jaguar’s history. Many think it’s one of the finest luxury sedans ever built. The Vanden Plas, named for a famous British maker of custom automobile bodies, is the most luxurious XJ8L, swathed in chrome, walnut and lambs wool.

As the XJ8 designation suggests, this is a V8-powered Jag. The V12 and inline 6-cylinder engines were discontinued with the 1999 models. The 4.0-liter V8 called a sweetheart was refined in 2000 to reduce emissions. Performance was not affected.

Jaguar’s XJ8 was available in four versions in 2000: Originally priced at $55,780 XJ8, the $60,830 long wheelbase XJ8L, the even more luxurious $64,880 Vanden Plas and the $69,030 supercharged and fully loaded XJR. Those prices compared favorably to those of the $66,970 BMW 740iL and the $74,495 Mercedes-Benz S420; back in the day.

2

Walkaround

Regardless of trim line, Jaguar’s XJ is a beautiful car. It is stately without being stuffy, and the soft lines are uniquely Jaguar. The 2000 XJ8 continued the design theme set in 1986; Jaguar tried horizontal, contemporary-looking headlights in the 1980s, but they were so universally assailed that the company came back with round lights and they are critical to the overall look.

The Vanden Plas shares the longer wheelbase with the XJ8L, which is 117.9 inches. The standard XJ8 and the XJR ride on a 113-in. wheelbase. Visually, that wheelbase extension is reflected in the length of the rear windows.

The powertrain, suspension and electrical system were new to the sedan. Tata now owns Jaguar and has brought financial support and technology to the company, which greatly benefited the XJ8. Electrical systems, electronics and other traditional Jaguar problem areas have been eliminated since Ford got involved.

The 4.0-liter V8 has double overhead-cams and four valves per cylinder. It produces 290 horsepower at 6100 rpm and 290 pound-feet of torque at 4250 rpm.

That impressive power is delivered to the rear wheels through a five-speed automatic transmission. This electronically controlled automatic adapts to varying driving conditions; it senses whether the driver is cruising along the highway, hot-footing down a back road or climbing a long grade and it varies shift points accordingly for optimum power and efficiency.

The transmission also had a self-regulating adaptive capability; it compensates automatically for the effects of aging by adjusting shift quality based on any slippage it detects. Sport and standard modes can be selected by the driver: The standard PRNDL pattern can be used, or shifts can be made manually by moving the stick to the left.

Automatic Stability Control comes standard on all Jaguars. ASC operates at all speeds, using engine intervention to reduce wheel spin on slippery roads. If a rear wheel starts to spin, the anti-lock brake (ABS) controller signals a computer, which controls the spinning by reducing throttle, retarding ignition timing or cutting fuel to the cylinders. This feature has been a bit problematic for me; and others.

An optional traction control system includes all ASC functions plus brake intervention. This system comes as part of the All-Weather package, which also includes heated front and rear seats. Both types of traction control can be switched off.

The front suspension is fully independent with unequal-length upper and lower wishbones, coil springs, shocks and an anti-roll bar. Double wishbones are also used at the rear with the drive shafts acting as upper links.

They are arranged for anti-lift under braking and anti-squat under acceleration. Variable-ratio rack-and-pinion power steering is speed-sensitive.

1

Interior

Jaguar’s uniqueness is especially evident inside my vehicle. Getting in is like sliding into an English gentleman’s club, with yards of supple leather, luxurious deep-pile carpeting, and polished wood on the doors, instrument panel and steering wheel. The instruments are simple and understated in keeping with the elegant mood.

Memory functions automatically adjust the driver’s seat, steering wheel and outside mirror. The driver’s seat moves back when Park is engaged for easy exit. It moves back to the last position it was set when the ignition is turned on. A [fragile] cup-holder pops out from the console, but any drinks in it tend to get in the way of shifting.

Thanks to the long wheelbase of the Vanden Plas, or L model, the rear compartment is huge and legroom is expansive. The bench seat has two depressed seating areas, but a third person would be comfortable in the middle. Airplane-like tray tables fold down from the front seatbacks. A small pod with two rocker switches on the left side of the passenger seat allows rear-seat passengers to move the seat fore and aft and adjust the angle of the seat back. Headroom is just as generous as legroom.

4

Driving Impression

The unique looks of the XJ8 and L are complemented by a driving experience all its own. Mercedes and BMW share a ride that is more on the firm side and generally feel tight and buttoned up. Lexus and Infiniti offer a softer ride and a more relaxed atmosphere. The XJ8L is wonderfully comfortable with an elegant feel.

Acceleration performance is startling with instant throttle response. On dry pavement, the Jag will light the rear tires up if the traction control is turned off. In a handful of seconds it’s hurtling past the speed limit. Jaguar says the XJ8 can accelerate from 0 to 60 mph in 6.9 seconds, an impressive feat given its size and weight at 290-horse-power. (The 370-horsepower XJR can do it in a mere 5.4 seconds.)

Shifting is silky smooth, even at full throttle. You can almost feel the transmission signaling the engine to reduce power slightly because a shift is coming. It’s an almost imperceptible pause as the shift is made.

I had some fun with the manual shifting mode, but it seemed superfluous with a transmission that does such a great job on its own. The manual operation is electronically controlled to prevent downshifting at an inappropriate speed. The gear can be selected, but the shift won’t be made until speed has dropped sufficiently.

Differences between Normal and Sport suspension modes are perceptible on rough surfaces and in hard cornering. The Sport setting lets a little more road roughness come through the steering, but gives the car a slightly flatter stance in cornering.

Driving on narrow roads, I discovered that the fenders loom large from the driver’s seat. The left front fender obscures the center line and the right front fender masks the verge to give the driver a feeling the car is taking up all the lane and more. But it isn’t; and we never posed a threat to mail boxes or other vehicles.

The steering lets the driver feel connected to the road, providing a strong sense of control. The wheels do not straighten by themselves after a tight maneuver; they must be brought back in line by turning the steering wheel, just like a race car.

Quiet is an expected part of the luxury quotient, but we didn’t expect this much quiet. It is so quiet inside it’s almost eerie. No wind noise, no road noise, no harmonics from various systems. You can hear the transmission as it reaches a shift point, and there is a sound you realize must be the engine, but it is more like an electric motor humming than a V8 combusting.

Visibility is good in all directions; but I find the headrests make it a bit cumbersome. The C-pillars are quite thin, so rear visibility is above average for cars this size.

Overall, my 2000 XJ-8L provides a very pleasurable driving experience.

3

Assessment

This is certainly one of the finest cars built – yesterday. Ford’s involvement has undoubtedly had a lot to do with that achievement. The old quality bugaboo seems to be just a memory.

BMW and Mercedes and the rest really can’t be compared with the XJ8, other than in price, because the Jaguar offers something altogether different. In price, however, the XJ8 or L was very competitive. For luxury with a difference, drive a Jaguar XJ8 or L series.

Conclusion

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Preparing Your Vehicle for Winter is Easy!

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An Oft Neglected Chore

Dr. Marcinko

[By Dr. David Edward Marcinko]

[By Nalley Lexus, Roswell, GA]

Hello ME-P Readers!

Doctors and Colleagues – You have probably noticed the weather is getting colder, and you’ve made some changes, right? Have you started wearing jackets, packed up the flip-flops, and replaced the A/C with heat?

If you have, that is great, but what have you done to prepare your car for the cold winter months?

Betchya didn’t know that, much like your patients, your car needs to be equally prepared for the colder seasons! It’s a fact—your car reacts to the colder weather in many of the same ways us humans do. Sure, we have blood and skin, where cars have oil and metal, but stay with me here.

There are a few simple things you can do to make sure your trusted car is ready to battle the elements.  So; let’s take a quick look at my classic 2000 Jaguar XJ-V8-XL touring sedan; and those pesky winter car tasks.

Editor's Jaguar XJ-V8-LWB touring sedan

The List

First of all, your car’s electrical system can take a beating in the cold. The battery has a Cold Cranking Amps (CCA) rating, which should help you determine if it’s powerful enough for those snowy days. The higher the number, the better you’re protected from being stranded. An inspection of your electrical system is always a good idea, though.

Second, you should also consider inspecting the windshield wipers on your vehicle. It’s an easy thing to forget about until you really need them, and then of course they’re worn out. Winter weather, with frost, ice, snow, and dry air can really deteriorate the rubber in wipers.

Third, though it may seem backwards, your vehicle’s cooling system should be in good working condition as well. If the coolant mixture and levels aren’t correct, you could have some very, very expensive repairs waiting for you. Overheating is less of an issue, but your engine actually freezing when not running is a very real, and expensive, danger. And, did you know that your engine’s cooling system also controls your heat inside! A cooling system malfunction could also mean some very cold commutes for you.

Next, headlights are often ignored, too, until you get caught out one night with burnt-out bulbs. With the days getting shorter, and the nights getting much longer and darker, it’s not a bad idea to replace your headlights. Why not upgrade them while you’re at it? The price difference is minimal, and the difference in visibility will make night driving a true joy.

Finally, let’s talk about tires. Some tires are much more suited to winter weather than others! Some tires, especially on performance cars, are rated for summer use only, while others might be “three season” tires. Of course, many cars come standard with all-season tires as well. For those that encounter frequent wintery conditions, though, a set of full-winter tires is the best option.

Classic XJ-V8-WB Jaguar

Assessment

Now, just like the patients in your waiting room …. NEXT!

Conclusion

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5 Car Interior Upgrades that Will Make Your Drive More Enjoyable

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I Love Used [Previously Owned] Cars –– But!

Dr. Marcinko

By Dr. David Edward Marcinko MBA CMP™

By Nalley Lexus Roswell

As a doctor and financial advisor, I love a good used car.

Why? Let some else take the monetary depreciation hit. A vehicle about 2-4 years old, depending on make or model, is usually about right.

Take my own favorite auto, for example. It is a Jaguar 2000 XJ-V8-L, and she is a classic beauty. My daughter even named her Ele; short for Elegant. And, I show her off every chance I get.

But, did I pay $90,000 for her as a new vehicle? No Way!

Ageism

Allow me to say it again.  I love a good used car. But unfortunately, cars like people, get old over time.

So, if your car is starting to look and feel a bit tired and you don’t have the cash, or are too smart to go for a new one, you can consider investing in some car interior upgrades. An interior upgrade doesn’t need to cost a fortune, and you might be surprised at what a difference it can make. And it is a nice treat for your car as Fall approaches.

My Jaguar's engine after a steam

My Five Tips

Here are 5 car interior upgrades we at are confident will help make your ride more enjoyable without breaking the bank.

1. New seat covers

Car seats quickly get worn and tired, fabric can get ripped or stained, and leather or PVC can age and crack, making the seats rather less comfortable. New seat covers could make a big difference. There are a huge variety of different covers on the market with styles to suit all budgets and tastes. If you want to spend a bit more, consider having some or all of the seats completely re-upholstered. You’ll soon be enjoying a much more comfortable drive.

2. Driver’s seat upgrades

If the driver’s seat really isn’t comfortable any more, then a more viable option might be to upgrade the whole seat. A sports seat will provide a more comfortable, responsive driving position, offering much more support to different parts of your body.

3. Upgraded audio system

Music can make even the longest car journeys more bearable, so why not consider investing in an upgraded audio system? Talk to your local dealer, or neighborhood kid, about getting a price on a new system and having it fitted. You may be quite limited by the dimensions of the cavity on your dashboard, so make sure you measure accurately and opt for a device that you can secure when the car is not in use to minimize the risk of theft.

4. Air purifier

Although you may use your air conditioner, the air in the cabin of your car can still get stale. Unless you open your car windows all the time, the chances are that you are continually breathing dead air. An air purifier can be bought cheaply, and in most cases, installs easily into the cigarette lighter socket.

5. Car mounts

Car mounts are an increasingly popular way for drivers and their passengers to make better use of their gadgets on the move. A dashboard car mount can help you store and use your iPhone or iPod Touch on the go. A mount on your sun visor can be used to keep your sunglasses safe and secure. You can even get a mount, which attaches to the back of the driver or front passenger seat and then folds down into a table for the rear passenger to use for a laptop.

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Jaguar Touring sedan XJ-V8-LWB

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Jaguar front seat

Conclusion

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Automobile Safety, Financial and Related Topics of Import for Physicians

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Leisure and LifeStyle Activities

By Dr. David Edward Marcinko MBA

[ME-P Publisher and Editor-in-Chief]

DEM's Jaguar

My Vintage British circa 2000 Jaguar Touring Sedan

XJ-V8-LWB Jaguar touring sedan

Hood Ornament “The Leaper”

DEM's Jaguar

Inner and Outer Glass Headlight Globes

Classic XJ-V8-WB Jaguar

“Saw Toothed” Grill with Curve-Lined Bonnett [Hood]

DEM's Jaguar

Extended Antenna with Satellite – SiriusXM Radio

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Assessment

GAMy near showroom and mint conditioned 2000 Jaguar XJ-V8-L is a full-size luxury sedan, offers sporting drive characteristics, mixed with a classic style and interior comfort. It was available in multiple trims which all came very well equipped with upscale amenities.

And, this extended wheelbase version offers much more rear seat leg room for long and winding Georgia road trips. The standard steel engine [not nikasil] in this XJ is a 4.0L V8 which produces 290 hp. The upper and lower timing chain tensioners are original, second generation metal, not plastic.

There is also a supercharged version of this vehicle which bumps output to an impressive 370 hp. Even with all of its power and weight, my XJ-8-L is still rated at over 20 mpg on the highway. Ammenities and upgrades include a mobile phone, Magellan GPS, LoJack theft recovery system, CD and MP-3 players, with internal and external cable antenna for satellite radio.

What a Cat? She is my third favorite female after my intelligent and beautiful wife, and smart and lovely daughter.

Wikipedia link: http://en.wikipedia.org/wiki/Jaguar_XJ8

Conclusion

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Automobile Rust Prevention Methods for Frugal Doctors

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Getting the Most Beauty and Utility from your Car

By Dr. David Edward Marcinko MBA [Publisher]

via Nalley Lexus Georgia

Dr. MarcinkoCar manufacturers have invested heavily in the use of new and improved materials to help reduce the risk of damage to your car from rust. Where decades ago rust was a very common problem, modern cars are rather more resilient.

But, if you drive an older depreciated car like we recommend on this ME-P; or a vintage vehicle like my classic 2000 Jaguar XJ-V8-LWB touring sedan; or if you just want to keep your new car in great condition for as long as possible, then you should never ignore the threat of rust.

On Rising Used Car Prices

The good news is that there are plenty of things [wash, clay-bar and wax] that you can do to prevent rust on your car; and care products abound. I use Meguir’s car care products on my favorite cat.

Here are five of them:

1. Protect your undercarriage

Your car’s undercarriage is very vulnerable to damage, and there are a number of critical mechanical components to protect. As the undercarriage is not something most drivers ever really look at, it is easy to neglect it. This could be a costly mistake. Invest in an undercarriage sealant to help protect mechanical parts from damage.

How Doctors Might Buy a Pre-Owned Car?

There are a number of products that you can apply yourself, but working on the undercarriage is potentially dangerous if you are not properly equipped, so you may want to ask your mechanic or service department for help.

My Jaguar touring sedan 2000 XJ-V8-L

2. Inspect your paint work regularly

Rust is a problem that gets progressively worse and the longer you leave a rust problem, the harder and more expensive it will be to fix. Learn about the parts of your car that are the most vulnerable. Paint work is constantly exposed to the elements, and the early signs of rust appear as bumps and lumps under the paint work. Treat these areas promptly.

Automobile Windshield Maintenance Tips for Physicians

There are a variety of ways to do this. Removing the affected metal is one possibility. Rust convertors halt the rusting process, but may not always be effective.

3. Use a rust preventative

There are a variety of rust preventative products available to consumers, many of which can easily be applied at home. A rust preventative can, for example, be sprayed onto or into a part of the car that is otherwise very difficult to access. This will help slow down the formation of any rust, and will also halt the spread of existing rust. Always follow the manufacturer’s instructions closely when using these products.

Helping Doctors Understand Multi-Point Automobile Check-Up Inspections

4. Apply wax and sealant to your paint work

Look after your paint work to ensure that it stays in great condition. This is not just about cleaning and polishing the paint work. Over time, your paint work will wear and become more susceptible to rust if you are unable to protect the finish. A wax layer, with sealant, adds an additional physical barrier between the paint work and the elements. This prevents damage to the bodywork, which might otherwise expose the metal underneath the paint and allow rust to form. You can apply wax and sealant at home.

My Jaguar's engine after a steam

5. Keep your car clean

The simplest thing you can do to protect your car from rust is keep it clean. Deposits of mud, salt, and other dirt can all corrode your paint work surprisingly quickly. Regular car washing reduces the amount of time it takes to get the vehicle clean on an ongoing basis.

Reasons Why Doctors Should Get New Automobile Tires

Do not forget the undercarriage and other hard-to-reach places too, but do not use a jet spray underneath the car as this could damage vital parts. Again, it may be a good idea to ask your mechanic or service department to help if you are unsure.

And, don’t forget to steam clean that engine when needed, too!

Assessment 

Conclusion

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PHYSICIANS: www.MedicalBusinessAdvisors.com
PRACTICES: www.BusinessofMedicalPractice.com
HOSPITALS: http://www.crcpress.com/product/isbn/9781466558731
CLINICS: http://www.crcpress.com/product/isbn/9781439879900
BLOG: www.MedicalExecutivePost.com
FINANCE: Financial Planning for Physicians and Advisors
INSURANCE: Risk Management and Insurance Strategies for Physicians and Advisors

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