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    As a former Dean and appointed Distinguished University Professor and Endowed Department Chair, Dr. David Edward Marcinko MBA was a NYSE broker and investment banker for a decade who was respected for his unique perspectives, balanced contrarian thinking and measured judgment to influence key decision makers in strategic education, health economics, finance, investing and public policy management.

    Dr. Marcinko is originally from Loyola University MD, Temple University in Philadelphia and the Milton S. Hershey Medical Center in PA; as well as Oglethorpe University and Emory University in Georgia, the Atlanta Hospital & Medical Center; Kellogg-Keller Graduate School of Business and Management in Chicago, and the Aachen City University Hospital, Koln-Germany. He became one of the most innovative global thought leaders in medical business entrepreneurship today by leveraging and adding value with strategies to grow revenues and EBITDA while reducing non-essential expenditures and improving dated operational in-efficiencies.

    Professor David Marcinko was a board certified surgical fellow, hospital medical staff President, public and population health advocate, and Chief Executive & Education Officer with more than 425 published papers; 5,150 op-ed pieces and over 135+ domestic / international presentations to his credit; including the top ten [10] biggest drug, DME and pharmaceutical companies and financial services firms in the nation. He is also a best-selling Amazon author with 30 published academic text books in four languages [National Institute of Health, Library of Congress and Library of Medicine].

    Dr. David E. Marcinko is past Editor-in-Chief of the prestigious “Journal of Health Care Finance”, and a former Certified Financial Planner® who was named “Health Economist of the Year” in 2010. He is a Federal and State court approved expert witness featured in hundreds of peer reviewed medical, business, economics trade journals and publications [AMA, ADA, APMA, AAOS, Physicians Practice, Investment Advisor, Physician’s Money Digest and MD News] etc.

    Later, Dr. Marcinko was a vital recruited BOD member of several innovative companies like Physicians Nexus, First Global Financial Advisors and the Physician Services Group Inc; as well as mentor and coach for Deloitte-Touche and other start-up firms in Silicon Valley, CA.

    As a state licensed life, P&C and health insurance agent; and dual SEC registered investment advisor and representative, Marcinko was Founding Dean of the fiduciary and niche focused CERTIFIED MEDICAL PLANNER® chartered professional designation education program; as well as Chief Editor of the three print format HEALTH DICTIONARY SERIES® and online Wiki Project.

    Dr. David E. Marcinko’s professional memberships included: ASHE, AHIMA, ACHE, ACME, ACPE, MGMA, FMMA, FPA and HIMSS. He was a MSFT Beta tester, Google Scholar, “H” Index favorite and one of LinkedIn’s “Top Cited Voices”.

    Marcinko is “ex-officio” and R&D Scholar-on-Sabbatical for iMBA, Inc. who was recently appointed to the MedBlob® [military encrypted medical data warehouse and health information exchange] Advisory Board.

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Five Ways to Protect Your Vehicle’s Exterior from Dings, Scrapes and Grime

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But, Don’t be Obsessive

By Dr. David Edward Marcinko MBA with Nalley Collision Center, GA.

DEM with JAGSome automobile owners, like me and other medical professionals, take pride in their cars. Regardless of whether you bought a new car from the showroom or bought your car used, you want to keep your vehicle looking like new for a long time.

Unfortunately, modern life is the enemy of a great-looking car. Tar and stones from roadways can wreak havoc on beautiful finishes. Other drivers can carelessly dent your car in hospital or mall parking lots, and refuse to accept responsibility for the damage. Debris flying out of trucks, birds, and other problems add to the long list of threats to your car.

The Steps

Rather than accepting dings, scrapes and grime on your car as a fact of life, follow these five steps to keep the exterior of your car looking fabulous.

1. Get Covered

Rain, snow, and sunshine can all adversely affect the exterior of your car. You can do little about the weather while driving your car, but when you get home, you can cover your car to protect its beautiful finish. Although garages offer the best protection against outside forces for your car, you might find out that you can get similar results by using a car port or a portable garage. A portable garage is a flexible cover that you can put over your vehicle to protect its exterior while not in use.

2. Paint Protection Film 

Special products exist that help protect the finish of your car at all times, even while you drive. Paint protection film creates a layer of protection between the exterior surfaces of your car and the environment, so your car can withstand an array of road hazards. This type of product eliminates expensive trips to your dealer’s body shop for touchup work and preserves the resale value of your car.

3. Wash Your Car

Although a carwash can put the exterior of your car in jeopardy, it can help prevent harmful grime build up. If you care a lot for your car, you will give it a loving hand-wash, detail and wax periodically to keep its finish looking great. While you wash, you can look for new scrapes and dents that either you or your dealer can quickly repair before they become ugly and embarrassing.

4. Cautious Parking

Parking lots pose some of the most severe threats to auto exteriors. It is my pet peeve. Regardless of how carefully you park, someone else will come along and park too close to your car, giving your car a free dent. Although often minor, parking-lot damage can cost a lot to repair. Motorists these days live with the fear that a claim will cause their insurance premiums to rise, so they might not take responsibility for denting or scraping your car.

It’s time to take parking into your own hands. You can try taking up two spots when you park, making it impossible for other car doors to reach your vehicle. Also, you can park far away from other cars where most people will never park. The long walk will give you valuable health benefits, and the remote parking spot can help prevent damage to your car.

5. Common Sense

Your best defense against scrapes, dents, and grime might reside under your own hat. Common sense should tell you to avoid roads while they undergo paving line-painting work. Avoid attempting to enter narrow alleys and resist the temptation to drive up to your mailbox when you get home at the end of the day. Never drive your car near trees and bushes. Always avoid dirt or gravel roads. Also, keep your garage and carport clear of tools and other objects that can easily fall and damage your car.

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Classic XJ-V8-WB Jaguar

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DE's Jaguar Touring Sedan

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Jaguar front seat

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My Jaguar's engine after a steam

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National Collector Car Appreciation Day

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Doctors … and their Cars

By Dr. David Edward Marcinko MBA

[Publisher-in-Chief]

Friday July 13th, marks the eighth year in a row the Specialty Equipment Market Association (SEMA) has secured federal acknowledgement of “National Collector Car Appreciation Day (NCCAD),” an annual opportunity to recognize and generate awareness for the collector car hobby.

American Collectors Insurance has partnered with Rides.com to commemorate the occasion at its Cherry Hill, NJ headquarters with a night of cool rides and hot rods.

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Dr. Marcinko 1972 Vette

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DEM in his 1990 Miata

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3K33If3L35L75I45F2d5pcefa680cfd0b1c86

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Assessment

For details on the celebration at the American Collectors Insurance headquarters in Cherry Hill, NJ visit http://www.AmericanCollectors.com/NCCAD/ 

To learn more about National Collector Car Appreciation Day events across the country, visit: www.semaSAN.com/CCAD

MORE: https://www.worldnationaldays.com/collector-car-appreciation-day-2018/

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The True Cost of Car Ownership

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HINT … It’s More Than You Think!

[By insurancequotes.org]

[By Dr. David Edward Marcinko MBA]

Dr David E Marcinko MBA

Anyone looking to buy a car should be well aware that the cost of a car doesn’t end at the purchase price.

You must consider additional concerns such as: depreciation, fuel costs, insurance, maintenance and repair, and sales tax.

This is especially important for doctors and new medical practitioners who may have many other financial responsibilities.

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Dave's Jaguar Sedan

Jaguar Sedan

Classic Jaguar

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True Costs

To help potential buyers with their purchases, we’ve put together an infographic that outlines the real cost of ownership for various types of cars. So, buyers beware!

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Cost-Car-Ownership-800-550x2206

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How to Protect Your Vehicle During Long-Term Storage

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Hibernation and Your Luxury Car

silver balls on snow with snowfall - blue heaven

[By Dr. David Edward Marcinko MBA]

[By Nalley-Lexus Roswell, GA]

An ME-P Special Winter Report

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DEM at Univ of Pittsburgh

***

I was speaking at a seminar in Pittsburgh PA recently, and I realized how cold it gets there. Moreover, I just learned of an impeding Christmas Eve storm this year.

Hence this ME-P.

***

Many car drivers use their vehicle every day, but from time to time – and during the winter – it’s necessary to consider long-term storage. Some physicians however, don’t use their car over the winter months, or need to leave the country for a while on vacation, and this means that it’s time to store away that luxury automobile.

The Storage Steps:

So, if you need to put your car into long-term storage, use the following tips to make sure that your vehicle remains in excellent working order.

Find a good place to store the car

You probably won’t want to leave your car exposed to the elements if you’re not going to use it. Find a sheltered place to keep the car like a garage, shed, or outhouse that can protect the vehicle from the rain. Search local ads for reasonably priced accommodation if you don’t have your own garage. If there’s nothing available, invest in a high-quality weatherproof car cover which will at least protect your car from the weather.

Thoroughly clean the car

Dirt and debris on your car may cause damage, so give the car a thorough clean before storing it. Remove bird droppings or tree sap, which can both damage paint work, and get rid of mud or oil from the wheels and fenders. Apply a good quality wax or sealant to the exterior, as this will protect the paint from any dirt or dust that accumulates in storage.

Fill up your gas tank

Some doctors and other drivers make the mistake of emptying the gas tank when they put their cars into storage.

Follow your car dealer recommendations but use premium if you can. Topping off your gas tank stops moisture from accumulating inside the tank, and will also make sure the seals don’t dry out. Gas is cheap currently, so do not forget this step.

And, consider adding a fuel stabilizer, which may protect the engine from rust and ensure the fuel doesn’t deteriorate [debatable issue].

Charge the battery

Even though you aren’t going to drive the car for a while, it’s a good idea to make sure the battery charge doesn’t run out. If you can’t get somebody to come and visit the car, charge and disconnect the battery completely.

Otherwise, you can buy a battery tender [not trickle charger] that plugs into the electricity supply and continuously gently charges the battery. I have one for my vintage 2000 Jaguar XJ-V8-XL and they are great.

Inflate your tires

It’s always a good idea to inflate your tires to the manufacturer’s recommended pressure. While the car is stationary, the weight of the vehicle pressing on the tires can cause damage, particularly in cold temperatures.

Another solution to consider is removing all four wheels and jacking the car up on all four corners. This is hard work, but it’s worth it for cars that will be stored for a month or more.

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My Jaguar XJ-V8

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My Jaguar***

JaguarBoot

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Protect the car from pests

Cars give rats and mice lots of places to hide and keep warm and these creatures can cause damage if they gnaw at wires. Plug obvious places (like the exhaust pipe) where rodents could get in, and consider laying traps or poison. Make sure you close all the car windows tightly and remove any food or trash from the car that may attract pests.

Don’t cancel your insurance

Your car is a valuable asset. Even though it’s not on the road, it could still suffer damage in storage. If you cancel your insurance, you may have to pay more when you decide to start driving it again. Talk to your insurance company about the options available to you.

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It’s important to prepare your car properly for long-term storage. Your vehicle is probably worth a lot of money, so protect your investment and make sure your car is just the way you left it when you come back.

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Conclusion

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***

Today is “Name Your Car” Day

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Anthropomorphizing Your Vehicle?

[By Dr. David Edward Marcinko MBA CMP™]

DEM blue tieUnfortunately, many people do not think about naming their cars. Name Your Car Day has been set aside especially for those of you who may have forgotten this little ritual.

It’s very common for people to name their boats so why is it that some people forget to name their car?

Let’s face it, our cars do a lot for us and many of us would be lost without them so why not take the time to think of a good name for your daily companion. If it weren’t for him/her how would you get to work? How would you go shopping? How would you take the kids to soccer practice? How would you get to the office, clinic or hospital?

Back in the Day

When I was a kid, we were poor and had seven vehicles, or “beaters”, parked on the public inner-city side streets.  Our hope was that on any given day – two would start-up and be drivable.  There were six of us in the family, although only two had valid driver licenses for our little car pool

Obviously, we never named any of em’.

Today, my wife, daughter and I have four very serviceable cars; three are daily drivers, and one, our Jaguar 2000  sedan [XJ-V8-L], is special – used occasionally or only on the weekends. All have names; a tradition started by my daughter when she was a kid. There is Snow Rachel,  Mr. Ed, Blackie and Ellie [short for elegant]

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Waxed Jaguar

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Ellie

[My “ELLIE” –  Just waxed for NYCD]

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At the Ready

Yes, we are blessed today. All four automobiles are always there for us whenever we need them; unlike when I was a kid. Who could ask for more dependability than that?

So, on “Name Your Car Day”, take the time to choose a name that your car, and you, will be proud to call your own.

Link: http://www.holidayinsights.com/moreholidays/October/nameyourcarday.htm

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Summer Tips for Physicians to Maintain their Vehicle

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Keeping your luxury vehicle running smoothly with these Hot-Weather “tips and pearls”

[By Dr. David Edward Marcinko MBA CMP™]

[By Nalley Collision Center]

Dr. Marcinko

You and your car survived the harsh winter. Thanks to your preparation and careful driving, you stayed on the road and emerged from the thaw without incident. But, before breathing that sigh of relief and going on your way, make sure you know how to maintain your vehicle in the warmer temperatures with these tips and pearls.

Why? Warm weather can stress cars as much as the cold, so take steps now to prepare you and your car for the spring and summer by following these important tips.

Check the Climate Control System

Many doctors forget about their air conditioner while relying on the heater during the winter months. During that time, air conditioners can leak refrigerant and experience other mechanical failures without notice. Before getting caught without relief in the heat, take your car to your dealer for an AC checkup.

Inspect Windshield Wipers

During the winter, windshield wipers can stick to the windshield and tear before breaking free. Don’t let damaged wipers catch you off guard when the spring rains hit. Inspect your wipers and replace them if they look damaged or worn. If you need help with this, stop by your dealer for assessment, parts, and installation.

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Jag

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Inspect Tires

Your tires were fine before winter. Several months and possibly thousands of miles later, your tires may not be in such good shape now. Cold temperatures make the air inside tires shrink; that’s why you inflated your tires for winter driving. As the air warms, however, the air expands, often causing overinflated tires that can wear unevenly and prematurely. Check the tires on your car for proper air pressure and adjust them if necessary.

According to the National Highway Traffic Safety Administration, more than 3,000 deaths and 116,000 injuries between 2005 and 2009 resulted from tire-related problems. Don’t become part of those statistics.

Replace Air Filter

During the winter weather, salt and sand that are used to keep roads safe affect your car’s air filter. So, check it yourself or ask your dealer to check your air filter for signs of problems. By restoring free airflow into your engine, you can boost the fuel efficiency of your car by one-tenth or more. You will also improve acceleration, so take it easy on the gas.

Time for a Carwash

The melting snow, salt, and sand on winter roads covers your car and its undercarriage with a corrosive mixture, setting the stage for rust and marred paint. With winter weather past, take your car to the car wash for a thorough cleaning to prevent lasting damage from the winter. Better yet; wash it yourself. With some intentional care, you can keep your car looking great for a long time to come.

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Jag console

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General Inspection

The break between winter and summer is a great time to give your car a good once-over. Verify your registration and inspection stickers are up-to-date and that your insurance cards and all your paperwork are in order.

Also, check fluid levels for the oil, transmission, brakes, power steering, and windshield wash. If your car is due for scheduled maintenance, take it to your dealer now to have it done. Routine maintenance and prompt repairs will help your car beat the challenges of the heat.

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A Word on Automobile Cabin Air Filter Maintenance

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Not Just for Physician-Allergists

[By Dr. David Edward Marcinko MBA CMP™]

DEM 2013Cabin air filtration is easily the most forgotten automobile maintenance item in passenger or luxury cars.

Since their introduction in roughly the early 1990s, more and more cars are equipped with cabin air filters – from a sub-compact to a full-sized luxury car, nearly all cars available in North America now come equipped with them and thus there’s a pretty good chance your car is equipped with one, and a fair to middling chance that it needs replacement.

Now is the time to Inspect

So now, following pollen, grass and hay-fever, season, is a great time to learn more about your cabin air filter. Cabin air filters tend to be buried deep within the dashboard of your vehicle, where the heating, air conditioning and ventilation system are located. They are usually about the size of a standard sized sheet of computer paper, and can vary in terms of material, most common being a cellulose mesh.

The cabin air filter is responsible for removing particulate from the air, which can include a whole litany of things you don’t want to be breathing; diesel exhaust, rubber particles, pollen, dust and general air pollution among other things.

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00t0t_3LK6BwGPBcB_600x450

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Since the air entering the car through the heating and air conditioning system has to pass through the cabin air filter, the filter can get clogged quite quickly depending on environmental conditions, and a clogged cabin air filter drastically reduces the overall effectiveness of your HVAC system as it struggles to get air flow that a clean cabin air filter would provide.

Other excellent reasons to change your cabin air filter, besides better circulation, include fresher smelling air and fewer allergens entering the cabin. Many cabin air filters accumulate leaves and other debris that your car winds up ingesting which can lead to musty or stale odors. Ultimately, switching out your cabin air filter is a small expense that keeps you from inadvertently sneezing months later.

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DEM's Jaguar

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As your cabin air filter is “out of sight, out of mind”, it’s definitely a good idea to get in the habit of having it inspected and replaced regularly. What are the right intervals for you? It all depends where (and how much) you drive. It’s a small and affordable maintenance item that will ensure you have many miles of driving comfort ahead.

More:

Assessment

I replace the cabin filter in my classic 2000 Jaguar XJ-V8-L touring sedan each Spring. What about you?

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filter

[Cabin Filter]

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Conclusion

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