CURRENCY: Crypto -OR- Fiat?

Posted on July 17, 2022 by Dr. David Edward Marcinko MBA MEd CMP™

From Morning Brew

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Information Technology: https://www.amazon.com/Dictionary-Health-Information-Technology-Security/dp/0826149952/ref=sr_1_5?ie=UTF8&s=books&qid=1254413315&sr=1-5

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HOME VALUES: Appraised vs. Assessed vs. Fair Market Value

Posted on July 17, 2022 by Dr. David Edward Marcinko MBA MEd CMP™

KNOW THE THE DIFFERENCE

By Staff Reporters

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As doctors, nurses and medical professionals try to get an idea of what their home is worth, please go into the process with the knowledge that the concept of “value” can carry a different definition depending on who’s assigning it.

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Home Value Estimator | What Is Your House Worth?

For example:

  • Appraised value – The appraised value of your home is the number assigned to it by a professional appraiser. This value is especially important when a home buyer is getting a mortgage. The lender will typically require a professional appraisal to verify that the borrower hasn’t agreed to an unrealistic valuation.
  • Assessed value – The assessed value of your home is the figure assigned to it by the county where it’s located for property tax purposes. While an appraisal involves someone inspecting the interior and exterior of your home, assessments are often conducted in a mass approach by using pricing trends.
  • Fair market value – The fair market value of your home doesn’t involve a professional. Instead, it involves other people just like you who might be willing to pay more because they love a home or a certain neighborhood. So, for example, an appraised value might be $300,000, but a recent surge in buying activity and limited supply might motivate a buyer to go above that price. On the flip side, keep in mind that those buyers might be willing to pay less than what you believe it’s worth, too.
  • CITE: https://www.r2library.com/Resource/Title/082610254

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MORTGAGES: https://medicalexecutivepost.com/2022/01/23/manual-mortgage-underwriting-what-is-it-really/

RENT v. BUY: https://medicalexecutivepost.com/2017/03/14/the-apartment-rent-vs-home-buy-decision/

MORTGAGE CALCULATOR: https://www.msn.com/en-us/money/personalfinance/use-this-calculator-to-find-out-how-much-house-you-really-can-afford/ar-AATkoSK?li=BBnb7Kz

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MORE: https://www.amazon.com/Comprehensive-Financial-Planning-Strategies-Advisors/dp/1482240289/ref=sr_1_1?ie=UTF8&qid=1418580820&sr=8-1&keywords=david+marcinko

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UPDATE: U.S. Budget Deficit, Emojis and the Marriage Penalty

Posted on July 17, 2022 by Dr. David Edward Marcinko MBA MEd CMP™

By Staff Reporters

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The U.S. budget deficit shrank 49% to $89 billion in June from $174 billion a year earlier, reflecting the end of Covid-relief spending and an increase in tax revenue. Specifically, government spending fell in June by 12% to $550 billion compared to $623 billion in the same month one year ago.

World Emoji Day on July 17th is a celebration of all emojis. Last year, the World Emoji Awards helped crown the Most Popular New Emoji, the Most Anticipated Emoji and the Most 2021 Emoji!

A report from the American Community Survey found, “A one-percentage point increase in the marriage penalty tax rate decreases the probability of marrying for females with children by 3.69 percentage points. For males, a one-point tax increase translates to a 0.21-point decline in the probability of marrying if they have kids and a 1.54-point decline if not.”

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MORE: https://www.amazon.com/Comprehensive-Financial-Planning-Strategies-Advisors/dp/1482240289/ref=sr_1_1?ie=UTF8&qid=1418580820&sr=8-1&keywords=david+marcinko

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