FINANCIAL PARADOX: Compounding Interest and Time

SPONSOR: http://www.MarcinkoAssociates.com

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Time is both our ally and our enemy

If you stash $100,000 in cash under your mattress in three decades, you might not have lost a single dollar, but the value of your money has undoubtedly gone down over time.

Inflation: https://medicalexecutivepost.com/2025/02/18/inflation-rule-of-70-doubling-time/

Because of inflation, each dollar will buy you less and less over time—your purchasing power decreases.  In this sense, time is cruel to the value of money and today’s dollar is worth more than tomorrow’s.

Baumols Paradox: https://medicalexecutivepost.com/2025/05/22/paradox-baumols-economic-cost-disease/

In the case of investments, compounding interest relies on time to reveal its true magic.

Oxymoron: https://medicalexecutivepost.com/2025/03/29/paradox-v-oxymoron/

Example: A young physician investor can invest less money over a longer period of time than an older investor who invests more money over a shorter period and ends up with more in the end. Compounding returns grow exponentially, making time more than an ally – but a force of the universe driving growth.  Time is certainly our ally in investing, but you’ll kick yourself wishing you had invested earlier when you witness compounding after a few years (or a decade).

Investing Paradox: https://medicalexecutivepost.com/2024/12/22/financial-planning-investing-paradoxes/

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GIVING CIRCLES: Defined

By Staff Reporters

SPONSOR: http://www.CertifiedMedicalPlanner.org

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Giving circles are kick starting a new era of philanthropy where individuals give together to make social change happen.

A giving circle brings a group of people with shared values together to collectively discuss and decide where to make a pooled gift.

Philanthropy: https://medicalexecutivepost.com/2021/11/15/national-philanthropy-day-2021/

Giving circles support with their dollars, but also build awareness, volunteer, become board members and more. Individuals multiply their impact and knowledge, have fun, and connect with their local community.

Ethics: https://medicalexecutivepost.com/2024/06/22/medical-ethics-managing-risk-is-a-component-of-caring/

People are coming together around the world to create the change they want to see in the world. Giving circles are a growing global movement with more than 2,500 active circles around the world giving intentionally and thoughtfully.

Donor Advised Funds: https://medicalexecutivepost.com/2024/11/27/a-thanksgiving-donation-in-name-only/

Giving circles are a modern form of collective giving with roots in cultures across the globe for many decades!

EDUCATION: Books

Cite: https://johnsoncenter.org/2023-us-collective-giving-research-initiative/

Visit WhatIsAGivingCircle.com for more on this collective giving model and why people-centered philanthropy is so powerful.

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MEMORIAL DAY: Stock Markets Closed

SPONSOR: http://www.MarcinkoAssociates.com

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United States stock markets will be closed on Monday, May 26th in observance of Memorial Day 2025.

The Nasdaq and New York Stock Exchange will be closed Monday and reopen Tuesday, May 27th, 2025.

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Honoring Memorial Day 2025

NOT Just a Three Day Weekend

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Memorial day

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