PODCAST: Dental Insurance Doesn’t Exist?

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Don’t be Fooled?

By D. Kellus Pruitt DDS

1-darrellpruittDowney, California dentist John McCallister DDS has produced a splendid video which blows apart myths which keep dental “insurance” companies in business.

The more appropriately called, “discount dentistry brokers” – who casually hide dentists’ concerns – simply cannot survive transparency.

The Video: http://www.youtube.com/watch?v=PPo4XsYhHPk&feature=youtu.be


Let’s face it. Purchasing rushed dental work which Delta Dental discounts more than 30% – or even faster dentistry that is discounted up to 65% by Brighter.com – will always be a foolish investment in one’s health simply because managed care dentistry has NO QUALITY CONTROL.

What’s more, neither Steve Olson, CEO of Delta, nor Brighter.com CEO Jake Winebaum can ever be held accountable for the shoddy work they sell.

Share the Cartoon

The Hippocratic thing to do, Doc, is to share Dr. McCallister’s cartoon with everyone.

As for me, I especially look forward to publicly taunting Delta Dental Insurance Company through @DeltaDentalins on Twitter, as well as CEO Jake Winebaum via @Brighter.com.

Jake blocked me from following @Brighter.com years ago after I asked him about Brighter.com’s quality control measures (There are none. Isn’t that right, Jake?)


I pick on Delta Dental and Brighter.com not just because they are unresponsive to dentists’ concerns, but Steve Olsen and Jake Winebaum run the two most harmful examples of sleazy discount dentistry businesses.


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4 Responses

  1. Older Americans and Dental Insurance

    A WellPoint survey, which examines how Americans (age 45 and older) view dental coverage benefits, reveals that Americans over age 45 understand that good oral care can positively affect their overall heath.

    However, while 83 percent of Americans surveyed say they have medical coverage (from either an employer or the government), only half as many are covered by dental insurance. And, as baby boomers plan for retirement, those with dental coverage say they need more information about future costs and changes to their dental plan upon retirement.

    This survey also shows that nine out of 10 older Americans (93 percent) believe good dental care is important to their overall health and that routine dental check-ups can help prevent heart disease and other chronic conditions (90 percent). This awareness contrasts with the fact that only four in 10 older Americans (41 percent) say they currently have dental coverage (from an employer, private and/or supplemental).

    Furthermore, 32 percent of those without insurance admit to forgoing dental benefits because they have other expenses to worry about.

    Source: WellPoint


  2. Explaining Dental Coverage

    Play video: https://www.youtube.com/watch?v=cSYJ5j5z3gk
    See “Explaining Dental Coverage” by Fred Joyal.

    This video is about the difference between health insurance and dental coverage. For more detail, visit my blog, GoAskFred.com.

    Dental “insurance” – yet another unopposed lie

    Americans are deceived about dental “insurance” every day. So where is the American Dental Association? The ADA is frozen in fear of lawsuits from the Federal Trade Commission, while dental insurers who would turn the ADA in, continue to enjoy immunity from anti-trust laws due to the 1945 McCarran Ferguson Act.

    Delta Dental has us right where they want us, Doc. You and I are on our own in warning clueless, vulnerable dental patients about discounted dentalcare. Meanwhile, Delta Dental continues to harm clueless Americans by paying less and less for dentistry.

    D. Kellus Pruitt DDS


  3. Dental Insurance

    The way Ann and you explained the facts in your post really made me think in a different way. Now, I’m just thinking about “what-next”; if it happens?

    Dr. Ilya Zak
    Downey Dentist


  4. Dental insurance scams

    “Scams played on dentists: Part 3 — The insurance industry,” by Michael W. Davis, DDS, DrBicuspid.com contributing writer, August 13, 2014.

    “Believe me, corners are cut in most dental demographics, which violate standard of care and state statutes, to generate a profit under the most miserly preferred provider organization (PPO) plans. Is one willing to utilize offshore dental labs of questionable quality to maintain profitability? Is one willing to use “gray market” or black market dental supplies to lower overhead expenses? Is one willing to utilize unlicensed and uncertified auxiliaries to make the numbers work?”

    When I warned Texas dentists about this years ago, the leadership of the Texas Dental Association called it “unprofessional conduct” – eventually leading to my loss of membership. Yet Dr. Davis serves as chairperson for the Santa Fe District Dental Society Peer Review.

    I wasn’t wrong. I was just too damn early…. Nevertheless, the TDA still owes me $200 in prorated dues.

    D. Kellus Pruitt DDS


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