Filed under: Health Economics, Health Insurance, iMBA, Inc. | Tagged: deductibles, Health Insurance, premiums |
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Filed under: Health Economics, Health Insurance, iMBA, Inc. | Tagged: deductibles, Health Insurance, premiums |
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How Commercial Health Plans Spend Your Premiums
• 21.5¢ Prescription Drugs
• 19.8¢ Out-Patient Hospital Costs
• 19.0¢ In-Patient Hospital Costs
• 12.1¢ Doctor Visits
• 6.0¢ Other Out-Patient Care
• 4.6¢ Taxes and Fees
• 4.4¢ Other Administrative Expenses
• 3.2¢ Emergency Room Costs
• 3.1¢ Other Fees and Business Expenses
• 2.4¢ Cost Containment
• 0.8¢ Quality Improvement
• 3.0¢ Profit
Notes: This data includes employer-provided coverage as well as coverage you purchase on your own. Data reflects averages for the 2016-18 benefit years. Percentages do not add up to 100% due to rounding.
Source: Where Does Your Health Care Dollar Go? AHIP. June 4, 2021
Ann Miller RN MHA
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