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By Staff Reporters
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When you plastic, use a credit card instead of a debit card whenever possible.
Credit cards are protected under The Fair Credit Billing Act (FCBA), while debit cards are protected by the Electronic Fund Transfer Act (EFTA). As the Federal Trade Commission explains, the FCBA limits your potential liability to $50, while the EFTA can leave you responsible for up to $500 of fraudulent charges (and occasionally more) in certain situations.
CITE: https://www.r2library.com/Resource
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Filed under: "Ask-an-Advisor", Glossary Terms, Insurance Matters, Investing, LifeStyle, Op-Editorials | Tagged: credit card, debit card, EFTA, Electronic Fund Transfer Act, Fair Credit Billing Act, FCBA | 1 Comment »
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