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Some Financial Health Insurance Hardships and Concerns of Adults

4 Responses

1. Craig, on November 16, 2014 at 1:33 AM said:

   Q: What if I don’t buy PP-ACA health insurance?

   A: The penalty is going up for people who go without health insurance. It’s at least $325 per adult, or 2 percent of income, whichever is greater, up to a cap.

   Craig

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2. Ann Miller RN MHA, on November 17, 2014 at 8:30 PM said:

   Hispanics Have Higher Tendency To Seek Lower Cost Vs. Quality Medical Care

   According to a recent report from the Health Research Institute:

   • 46% of hispanics value cost over quality when making decisions about care.
   • 35% of non-hispanics value cost over quality when making decisions about care.
   • 35% of hispanics value quality over cost when making decisions about care.
   • 52% of non-hispanics value quality over cost when making decisions about care.
   • 57% of hispanics often seek care in retail clinics. (at least once per year)
   • 45% of non-hispanics often seek care in retail clinics. (at least once per year)
   • 29% of hispanics often seek care in retail clinics. (2-5 times per year)
   • 18% of non-hispanics often seek care in retail clinics. (2-5 times per year)

   Source: PwC Health

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3. Dr. Broadder, on November 18, 2014 at 4:33 PM said:

   Not Just Hispanics

   Ann – Rising out-of-pocket costs cause more people to postpone, skip needed care

   http://medicaleconomics.modernmedicine.com/medical-economics/news/rising-out-pocket-costs-cause-more-people-postpone-or-skip-needed-care

   This study shows that deductibles and copays are eating greater share of all Americans’ incomes.

   Dr. Broadder

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4. Ann Miller RN MHA, on December 1, 2014 at 8:32 PM said:

   ACSI: Discontent with Group Plans Dampens Satisfaction for Health Insurance

   According to a recent report released by the American Customer Satisfaction Index (ACSI):

   • Member satisfaction with health insurance fell 4.1% compared to last year to an ACSI score of 70.
   • Customer satisfaction with group policies dropped 7% for a score of 67, lowering the industry average.
   • Customer satisfaction with individual plans is stable at a score of 74.
   • Smaller insurers actually improved by 1% to at a score of 73 to top the category.
   • The only major insurer that improved was UnitedHealth, gained 3% to 72.
   • The Blue Cross and Blue Shield Association dropped by 7% to at a score of 69.
   • WellPoint dropped 10% to a score of 66.
   • Aetna dropped 6% at a score of 65 and was in last place of major health plans.

   Note: The ACSI uses data from interviews with 70,000 customers annually as inputs to an econometric model for analyzing customer satisfaction with more than 230 companies out of a 100 point scale rating.

   Source: American Customer Satisfaction Index (ACSI)

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