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HSA / HRA Offerings Jump at Large Employers*
[By Staff Reporters]
|
|
2005 |
2006 |
2007 |
2008 |
Very likely to offer in 2009 |
|
Small Employers (10-499 employees) |
2% |
5% |
7% |
9% |
14% |
|
Large Employers (500 or more employees) |
5% |
11% |
14% |
20% |
25% |
|
Jumbo Employers (20,000 or more employees) |
22% |
37% |
41% |
45% |
45% |
*Based on either a health savings account or health reimbursement arrangement.
Source: Mercer 2008 National Survey of Employer-Sponsored Health Plans. www.mercer.com
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Filed under: Health Economics, Health Insurance, Monthly Reports, Practice Management | Tagged: CDHPs, Mercer |
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CDHPs Impact on Health and Healthcare Costs
[Update 2013]
Over the last nine years, Aetna has studied the impact CDHPs have on health and health care costs. Aetna’s studies show that employees who switch from a PPO to a CDHP can save, on average, $350 per year. Employers can see cost savings as well.
CDHP participants are also more engaged in their own health care – they are twice as likely as PPO members to complete a health assessment and 30 percent more likely to participate in a disease management program.
Source: Aetna
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2014 MERCER UPDATE [Ahead of the Curve on CDHPs]
Large employers are embracing consumer-driven health care in a big way for 2015, betting that they can drive down health-care costs by putting workers in the driver’s seat. T
he nation’s largest employers are projecting health-benefits costs will rise 6.5 percent in 2015. The firms expect to keep their own cost increase to just 5 percent, by moving to lower-premium plans, and shifting more costs onto employees.
More than half of the companies surveyed plan to offer more lower-cost, high-deductible plan options in 2015. Nearly one in three firms-32 percent-will offer only high-deductible plans next year. That’s up from just 22 percent of firms in 2014.
Source: Mercer
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