Stock Markets, Commodities and International Trade

Posted on August 3, 2025 by Dr. David Edward Marcinko MBA MEd CMP™

By A.I. and Staff Reporters

SPONSOR: http://www.CertifiedMedicalPlanner.org

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  • Trade: President Trump signed an executive order late Friday unleashing a wave of new tariffs on 69 US trading partners that will go into effect on August 7th. Here’s a handy list of tariffs and their economic effects for readers of this ME-P.
  • Markets: Stocks opened lower Friday and kept falling thanks to a double whammy of new tariff rates and a shocking slowdown in the labor market, while bond yields tumbled.
  • Commodities: Gold jumped as the likelihood of a rate cut rose due to the latest jobs report, while oil sank on reports that OPEC+ may announce a crude production boost as soon as this weekend.
  • More Markets: Stocks may want to stop reading the news for a while after tanking Friday in response to President Trump laying out sweeping new global tariffs, as well as a jobs report that showed the labor market has been cooling down more than we realized. The dip left all three major averages down for the week.
  • Stock spotlight: Reddit, that platform that has once again been propping up meme stocks, managed to buck the trend and soar, following its report of better-than-expected quarterly earnings results.
  • INCENTIVE OPTIONS: https://medicalexecutivepost.com/2025/07/15/incentive-stock-options-defined/

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DIRECT TO PHYSICIAN [D-2-P] INVESTOR ADVISORY PLATFORMS

Posted on August 3, 2025 by Dr. David Edward Marcinko MBA MEd CMP™

Enter Artificial Intelligence and the “Robo-Advisors”

By Dr. David Edward Marcinko; MBA MED CMP™

SPONSOR: http://www.CertifiedMedicalPlanner.org

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DIRECT TO INVESTOR ONLINE ADVISORY PLATFORMS

Since the financial crisis in 2008, several start-up companies from Silicon Valley and Boston [Learn Vest, Betterment, Financial Guard, Quovo, WealthFront, Nest Egg Wealth. Wealth-Front and Personal Capital] have emerged with the mantra that individual investors, younger and informed clients will receive portfolio strategies, financial advice and performance metrics directly from various internet and online advisory platforms. Termed “robo-advisors” by some, their existence heralds the doom of financial advisors; or at least drives down the value of Financial Advisory guidance; reduces fees and holds them more accountable to clients.

STOCK MARKET HELL: https://medicalexecutivepost.com/2025/01/30/escaping-stock-market-double-hell/

On the other hand, detractors say the financial advice may not be as good because the personalization will not be there; but pricing fees will be more competitive, at least initially. Going forward price will get even lower and service better. And ultimately, as consumers get more information on line, product and service will improve and be delivered to them faster than thru traditional human channels of distribution. The era of quarterly client meetings with TAMPs is fading. Clients will have access to their portfolios; in real time, all the time.

Turnkey Asset Management Program (TAMP) Defined

A turnkey asset management program offers a fee-account technology platform that financial advisers, broker-dealers, insurance companies, banks, law firms, and CPA firms can use to oversee their clients’ investment accounts.

Turnkey asset management programs are designed to help financial professionals save time and allow them to focus on providing clients with service in their areas of expertise, which may not include asset management tasks like investment research and portfolio allocation. In other words, TAMPs let financial professionals and firms delegate asset management and research responsibilities to another party that specializes in those areas.

PHYSICIANS: Do You Use A Financial Advisor?

Conclusion

The growth of more traditional direct to investment platforms like E-Trade and Schwab has outpaced Financial Advisors and recently human advisors must have the technology and niche space specificity to survive in the future. Realistically, robo-advisors, Artificial Intelligence and traditional flesh-and-blood FAs will seamlessly merge into a hybrid platform indistinguishable to most all.

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EDUCATION: Books

SPEAKING: Dr. Marcinko will be speaking and lecturing, signing and opining, teaching and preaching, storming and performing at many locations throughout the USA this year! His tour of witty and serious pontifications may be scheduled on a planned or ad-hoc basis; for public or private meetings and gatherings; formally, informally, or over lunch or dinner. All medical societies, financial advisory firms or Broker-Dealers are encouraged to submit an RFP for speaking engagements: CONTACT: Ann Miller RN MHA at MarcinkoAdvisors@outlook.com -OR- http://www.MarcinkoAssociates.com

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