The Disability Insurance Disconnect

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An Infographic

By DisabilityCanHappen.org

Think you’re invincible? You’re not alone. Most working Americans, and even some physicians, drastically underestimate the odds of experiencing an income-interrupting injury or illness that will last an extended period of time.

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acccidents

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Now consider that more than one in four of today’s 20-year-olds will have their income interrupted by a disability before they retire. That’s because some top causes of long-term disabilities aren’t catastrophic accidents, but common, everyday health issues like back pain, heart disease, arthritis, cancer, even pregnancy.

Yet; no matter how healthy, everybody has a risk that is too high to ignore.

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Ankle-Leg Trauma

[Copyright David Edward Marcinko and iMBA Inc., All rights reserved. USA]

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Assessment

You’ve probably protected your most prized possessions from damages and accidents, but what about the resource that makes all others possible — your paycheck? Learn more about the causes of disability and how you can defend your income from them at DisabilityCanHappen.org

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disability

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Conclusion

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Speaker: If you need a moderator or speaker for an upcoming event, Dr. David E. Marcinko; MBA – Publisher-in-Chief of the Medical Executive-Post – is available for seminar or speaking engagements. Contact: MarcinkoAdvisors@msn.com

OUR OTHER PRINT BOOKS AND RELATED INFORMATION SOURCES:

Comprehensive Financial Planning Strategies for Doctors and Advisors: Best Practices from Leading Consultants and Certified Medical Planners(TM) 

One Response

  1. Mortality Rates for Middle-Aged Whites Higher than Expected

    The Commonwealth Fund recently released a study on mortality rates of working-age white Americans. Here are some key findings from the report:

    • Death rates between 1999 and 2014 were expected to decline 1.8% per year.
    • 2014 mortality rates were 60-76% higher than expected in southern states like Alabama and Arkansas.
    • Suicide and substance abuse account for 40% of the gap between expected and actual death rates.
    • 60% of the gap was attributable to death rates failing to improve as expected for most causes of death.
    • Cancer was the exception for middle-aged whites, as deaths declined by 14% between 1999 and 2014.
    • The entire gap between expected/actual deaths for younger whites is caused by drug abuse and suicide.

    Source: Commonwealth Fund, January 29, 2016

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