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Information for Advisors
By Dr. David Edward Marcinko; MBA, CPHQ™, CMP™
By Thomas A. Muldowney; MSFS, CLU, ChFC, CFP® CMP™
By Hope Rachel Hetico; RN, MHA, CPHQ™, CMP™
According to the “Dictionary of Health Insurance and Managed Care”, www.HealthDictionarySeries.com geriatric care managers (GCMs) and case managers (CMs), including those working with licensed agencies, often develop an initial assessment; design and implement plans; investigate and identify available LTC resources; supervise aides and LTC services; coordinate family support consistent with its resources; and accommodate client needs, preferences, and budget. GCMs and CMs may be the most important contact with many elders on a regular basis, because they are generally familiar with available private and public resources.
Long Term Care Plans
An LTC plan that includes the coordination of all services (legal, medical, social, financial, and so on) has to be developed, implemented, monitored, and modified as necessary. Low-cost or medically insured services should be incorporated into the care plan when available and appropriate. The GCM is usually the best person to coordinate these services.
Private LTC Management and Insurance
Private LTC management has become an industry. The industry is fragmented, but it is starting to operate on a national scale. Services for elders are available from diverse sources. GCMs often run their own licensed agencies or care-management companies. CMs work in licensed private agencies and for government, not-for-profit, and religious agencies.
Assessment
But, the question remains, is there a real need for LTC insurance, or are there better economic and societal ways to deal with this financial issue?
Conclusion
And so, your thoughts and comments on this Medical Executive-Post are appreciated.
Speaker: If you need a moderator or speaker for an upcoming event, Dr. David E. Marcinko; MBA – Publisher-in-Chief of the Executive-Post – is available for seminar or speaking engagements. Contact: MarcinkoAdvisors@msn.com or Bio: www.stpub.com/pubs/authors/MARCINKO.htm
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Healthcare Organizations: www.HealthcareFinancials.com
Health Administration Terms: www.HealthDictionarySeries.com
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