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Back to pre-financial-crisis levels?
[By Josh Velazquez CMPS]
jvelazquez@bankingunusual.com
The amount of equity that Americans have in their homes has risen back up to pre-financial-crisis levels.
The interesting thing is that it still seems like there is room to grow because housing affordability is still very comfortably above its historical average (see chart below).
This is partly due to the fact that mortgage rates remain low and home ownership is still very affordable relative to renting a house.
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Bottom line: if you or someone you know missed the opportunity to purchase a home a few years ago, it may not be too late to ride this wave higher!
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Conclusion
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Filed under: Alternative Investments, Mortgage Electronic Registry System | Tagged: HARP loans, home equity, Josh Velazquez, mortgage rates | 2 Comments »
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